• Prop 37 Explained: What It Means for Bakersfield Homebuyers,Julio Ochoa

    Prop 37 Explained: What It Means for Bakersfield Homebuyers

    Prop 37 is a statewide measure on the November 3, 2026 ballot that would let the California Housing Finance Agency lend middle income buyers up to 17 percent of the price of a brand new home as a second mortgage. It only covers newly built homes bought by their first owner, and the buyer still puts

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  • Sell First or Buy First in Bakersfield? How to Decide,Julio Ochoa

    Sell First or Buy First in Bakersfield? How to Decide

    If you need the money from your current home to buy the next one, sell first or offer with a sale contingency. If you qualify for both payments and have the down payment without the sale, you can buy first. Buying first means carrying two house payments until the old one sells, and a lender has to a

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  • What It Costs to Sell a House in Bakersfield,Julio Ochoa

    What It Costs to Sell a House in Bakersfield

    Selling a house in Bakersfield costs you three things: what you negotiate, what you already owe, and what the county charges. The county's piece is the smallest by far. On a $390,000 sale, Kern County's documentary transfer tax is $429. Agent compensation, which is fully negotiable and not set by la

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  • What a Bakersfield Builder Incentive Is Actually Worth,Julio Ochoa

    What a Bakersfield Builder Incentive Is Actually Worth

    Where the incentive lands decides what it is worth. A price cut lowers your loan amount, your monthly payment and your property tax base for as long as you own the home. The same money handed back as a closing cost credit lowers your monthly payment by nothing at all. Builders in Bakersfield are off

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