Ask Julio: Bakersfield real estate questions, answered

My license, brokerage, office, the areas I work, the languages I speak and how to reach me, on one short page.

Down payment, credit, assistance programs, closing costs, touring and escrow, answered in plain words.

Costs compared with Los Angeles, the heat, air quality, choosing an area and buying from out of town.

What your home is worth, what it costs to sell, leased solar, disclosures, offers and taxes.

What to do now if you plan to buy in six months to two years: credit, savings, lenders and preapproval.

Your own agent, builder incentives, the builder's lender, solar, extra costs and inspections.