Kern County Home Insurance: What the FAIR Plan Hike Costs You
The California FAIR Plan's 29.1 percent average rate increase takes effect October 15, 2026. In Kern County, 8,856 owner occupied single family homes were on the FAIR Plan as of June 30, 2026, paying an average of about $1,398 a year. After the increase that average lands near $1,805. Most of that e
Mortgage Rates Jumped Again. What It Costs a Bakersfield Buyer
The average 30 year fixed mortgage rate reached 6.95% on September 17, 2026, up from 6.76% a week earlier, according to Freddie Mac's weekly survey. On a median priced Bakersfield home, that one week move raises the monthly principal and interest by about 2 percent. Compared to this time last year,
Buying a House With Leased Solar Panels in California: What Changes
If you're buying a house with leased solar panels in California, the transaction works a little differently than buying a home where the seller owns the system outright, and it's worth understanding before you write an offer. Owned vs. Leased: Two Different Situations In Bakersfield and across K
ITIN Home Loans in Bakersfield: Options If You Don't Have a Social Security Number
An ITIN home loan in Bakersfield, California can be a real path to homeownership if you don't have a Social Security number. It's not the loan most buyers use, and it's not offered by every lender, but for many Bakersfield residents who file taxes with an Individual Taxpayer Identification Number in
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